How Home Buyers Who Aren’t Citizens Can Get a Mortgage

home mortgage for non-citizens

Home buyers don’t have to be citizens or residents to get a mortgage in the U.S. In fact, the credit and financial requirements are essentially the same for any buyer. But there is a difference: Home buyers who don’t live in the U.S. or who aren’t citizens can find it challenging to produce the required documentation for a mortgage. Because most U.S. lenders work with standard forms and reports, they aren’t set up to easily help a borrower who can’t produce a FICO score or a U.S. tax return .…

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Is Your Home Really A Safe Investment?

buying a house as investment

Buying a house is widely considered to be one of the best investments you can make. If you own your home, then your housing payments are being put to use to pay off your mortgage and eventually make the house 100% yours. Rent payments are simply gone forever. But some homeowners think of their houses as more than just homes: They expect to make a substantial profit on the purchase. Here’s why that can be a really bad mindset to have. Home prices While it’s true that home prices steadily…

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Most Common Home Buyer’s Regret

home buyers remorse

Remorse is a common feeling during home buying. For a first-time home buyer, pitfalls trap for those unprepared. Fortunately, there are many things you can learn from making mistakes. Far too many buyers fall in love on a home only to realize after moving in that they overlooked something major often leading to buyer’s remorse. Although some may still be happy with the purchase overall, there are definitely a few things they wish they would have done differently. But as we often hear, you live and you learn. Let’s look at the most common traps first-time home buyers fall into. Trying to…

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Buying A Home: But Have You Looked Into These 4 Important Factors?

buying a home

Are you considering home ownership? If you want stability and not planning to go explore the world or move jobs, owning is a good way to force yourself to invest into your future. Are you clear about why you are buying a home? Every huge decision you need to make about home ownership should somewhat tie into this. It is not wise to get into home ownership just because your friends or colleagues are telling you how much they love owning their home. It may not be the same for you. Others might…

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